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Post by rockjunquie on Jul 16, 2023 18:11:11 GMT -5
I went to make an offer on something and discovered that I had to choose a default payment method for immediate payment should the offer be accepted. I could chose a card or paypal. I always use paypal which is linked to my bank account. I don't want ebay messing with my bank account. I found this page
After selecting a payment method, I found this at the bottom of the screen in small print.
Nothing could possibly go wrong with that.
I messaged the seller and asked to be put on the exemption list. I got a really nasty response. Both eBay and the seller lost a bunch of money. I am very angry because I had my heart set on that pretty rock. I can pay full asking price, but he made me so mad that I don't want to give him my money.
Have any of you chosen a default payment for make an offer and how did it go?
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Post by stardiamond on Jul 16, 2023 19:01:55 GMT -5
I think I understand this. After the Paypal, ebay split, ebay is trying to cut paypal out of the fees. It creates a situation like Etsy, where my fees to Etsy and payments from Etsy are attached to my bank account. Today, when I buy something on ebay or etsy it goes against my credit card. This is fine because I get 3% cashback and nothing with paypal. I'm doing most of my buying from individuals on facebook and that is all paypal. I would not give my credit card information to an individual even though I have fraud protection.
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Post by vegasjames on Jul 16, 2023 20:03:17 GMT -5
"Applicable costs" is super vague and could be anything including any processing fees Ebay chooses to add.
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Post by stardiamond on Jul 16, 2023 20:38:20 GMT -5
Fees are paid by the seller and I don't plan on selling on ebay. A buyer has more protection than a seller.
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Post by vegasjames on Jul 16, 2023 21:53:37 GMT -5
Fees are paid by the seller and I don't plan on selling on ebay. A buyer has more protection than a seller. Not always. I have been screwed over by Ebay a few times such as when I bought an expensive flash drive and never received the product. I filed a dispute with Ebay and they responded with the seller closed their bank account so I could not get a refund for the product I paid for but did not receive.
Had other battles with Ebay as well for not getting what I ordered. I always felt Ebay did more to protect sellers than buyers since sellers are where their income comes from.
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Post by stardiamond on Jul 16, 2023 22:02:20 GMT -5
Fees are paid by the seller and I don't plan on selling on ebay. A buyer has more protection than a seller. Not always. I have been screwed over by Ebay a few times such as when I bought an expensive flash drive and never received the product. I filed a dispute with Ebay and they responded with the seller closed their bank account so I could not get a refund for the product I paid for but did not receive.
Had other battles with Ebay as well for not getting what I ordered. I always felt Ebay did more to protect sellers than buyers since sellers are where their income comes from.
Things have become better. Paypal protection is good and credit card disputes are an option. Years ago my son bought an expensive sports card and the package was empty. Contacted the seller and he stalled. It was insured but insurance is paid to the seller. Contacted the postal inspector and nothing came of it even though it was a scam. The lesson learned is to file an ebay complaint before the clock runs out. |
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khara
fully equipped rock polisher
Member since September 2022
Posts: 1,979
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Post by khara on Jul 17, 2023 7:13:45 GMT -5
This makes no sense. How do we buy multiple items from the same seller now. It is VERY common for people to bid on or make an offer on multiple items and when they are done the seller sends an invoice that includes appropriate shipping. Is this method of buying on eBay going out the window?
Also, if your seller became angry, it almost makes me wonder if this is an optional feature that a seller can turn on? Like they want this to ensure immediate payment? Otherwise I’d think a seller would want to sell more items and ship them together and be worried if potential customers had been turned off from buying,
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herb
spending too much on rocks
Member since November 2011
Posts: 473
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Post by herb on Jul 17, 2023 9:18:02 GMT -5
I guess I dont see what the issue is. I got the same message awhile ago. I thought it was a pain to have to do an extra step, but that is all. If you actually intend to pay for the itemnif the offer is accepted, why does specifying how you are going to pay for it bother you? Before this change, you give the exact same info when you complete the purchase. They aren't asking you to enter new info, just to specify one of the payment methods you already have as the default.
As for the "applicable costs" I assume this means sales tax if your state collects it for online purchases. Probably also includes customs, VAT, import duties, etc. Why do people get so paranoid when they read something that is not completely explicit? Sure, it is possible that it means they are going to tack on an extra $50 to everyone's order and call it whatever cost they want to pretend it to be, but how long would they be able to do that before nobody visits their site anymore?
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Post by vegasjames on Jul 17, 2023 10:40:30 GMT -5
I guess I dont see what the issue is. I got the same message awhile ago. I thought it was a pain to have to do an extra step, but that is all. If you actually intend to pay for the itemnif the offer is accepted, why does specifying how you are going to pay for it bother you? Before this change, you give the exact same info when you complete the purchase. They aren't asking you to enter new info, just to specify one of the payment methods you already have as the default. As for the "applicable costs" I assume this means sales tax if your state collects it for online purchases. Probably also includes customs, VAT, import duties, etc. Why do people get so paranoid when they read something that is not completely explicit? Sure, it is possible that it means they are going to tack on an extra $50 to everyone's order and call it whatever cost they want to pretend it to be, but how long would they be able to do that before nobody visits their site anymore? Ebay applies sales tax regardless. It used to be no sales tax was applied if the order was out of State. That is no longer the case.
As for your comment about "paranoid", it is not paranoid, it is being smart. Companies tack on all sorts of fees and are still in business. Look at the airlines for one, concert tickets have all sorts of hidden fees, various hidden resort fees here in Vegas, etc. There is even a company who was selling an air fryer, and now sells other stuff on informercials. The air fryer was about $100, and they added all sorts of "freebies" such as a fryer basket, spatuals, etc. I read a lot of reviews on this company and by the time you bought the air fryer you were already being billed over $600. Why? Because you had to pay their inflated shipping costs (hidden fees) for each and every item they were adding that they shipped each one separately. The company is still in business, so people are apparently still falling for their what I call a scam.
Finally, if "applicable fees" simply meant "tax", which includes VAT, then they can simply say "tax". This is why vague terms such as "applicable fees" is worrisome. If your account is going to be billed automatically, you may end up with some surprises when you see what you actually got billed. Companies are getting very sneaky, just like all the commercials where they say buy one and we will add a second one., implying it is free, but then they quickly say "just pay an additional fee" or "just pay for shipping", but they make no statement of how much that extra will be.
And if you read what Ebay wrote, it is also vague, but implies that they will autobill you immediately, not something you have to approve like you currently do with Paypal.
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Post by Pat on Jul 17, 2023 11:32:50 GMT -5
Sigh! I am not particularly business savvy, so I only buy rocks from trusted RTHlings. I have never been disappointed, nor has the seller.
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herb
spending too much on rocks
Member since November 2011
Posts: 473
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Post by herb on Jul 17, 2023 13:57:52 GMT -5
Ebay only charges sales tax for the states that require it. About 2 years ago, it was only about 12 states, but now there are only 4 states that dont collect: Oregon, Montana, Delaware, and New Hampshire. I see your point about hidden fees etc. After rereading the original post, I think the "applicable fees", in addition to what I mentioned before, probably means any shipping and handling fees the seller has, because when you make an offer on an item, your offer price doesnt include the shipping cost. I guess I dont see what the issue is. I got the same message awhile ago. I thought it was a pain to have to do an extra step, but that is all. If you actually intend to pay for the itemnif the offer is accepted, why does specifying how you are going to pay for it bother you? Before this change, you give the exact same info when you complete the purchase. They aren't asking you to enter new info, just to specify one of the payment methods you already have as the default. As for the "applicable costs" I assume this means sales tax if your state collects it for online purchases. Probably also includes customs, VAT, import duties, etc. Why do people get so paranoid when they read something that is not completely explicit? Sure, it is possible that it means they are going to tack on an extra $50 to everyone's order and call it whatever cost they want to pretend it to be, but how long would they be able to do that before nobody visits their site anymore? Ebay applies sales tax regardless. It used to be no sales tax was applied if the order was out of State. That is no longer the case.
As for your comment about "paranoid", it is not paranoid, it is being smart. Companies tack on all sorts of fees and are still in business. Look at the airlines for one, concert tickets have all sorts of hidden fees, various hidden resort fees here in Vegas, etc. There is even a company who was selling an air fryer, and now sells other stuff on informercials. The air fryer was about $100, and they added all sorts of "freebies" such as a fryer basket, spatuals, etc. I read a lot of reviews on this company and by the time you bought the air fryer you were already being billed over $600. Why? Because you had to pay their inflated shipping costs (hidden fees) for each and every item they were adding that they shipped each one separately. The company is still in business, so people are apparently still falling for their what I call a scam. Finally, if "applicable fees" simply meant "tax", which includes VAT, then they can simply say "tax". This is why vague terms such as "applicable fees" is worrisome. If your account is going to be billed automatically, you may end up with some surprises when you see what you actually got billed. Companies are getting very sneaky, just like all the commercials where they say buy one and we will add a second one., implying it is free, but then they quickly say "just pay an additional fee" or "just pay for shipping", but they make no statement of how much that extra will be.
And if you read what Ebay wrote, it is also vague, but implies that they will autobill you immediately, not something you have to approve like you currently do with Paypal.
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Post by rockjunquie on Jul 17, 2023 21:06:07 GMT -5
I'm talking about this again (emphasis mine)-
In order to get this notice, you have to have tried to make an offer. BUT, if you look at the notice, it says "offer to buy OR win at auction". So, it seems to indicate, without explaining otherwise, that you are agreeing to have ALL FUTURE transactions automatically deducted from a card or PP, including "any applicable costs".
I have a big problem with that. I tried to find a page that more clearly defines this, but I haven't. I'm not gonna agree to it to find out.
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khara
fully equipped rock polisher
Member since September 2022
Posts: 1,979
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Post by khara on Jul 17, 2023 21:20:04 GMT -5
Ya it’s confusing, as in why would they do this confusing. I mean I get why, they want immediate payment. But… as soon as you think the next thought, which is what about people buying multiple items from one seller, then this new policy makes no sense. People are already fatigued by the increase in shipping costs. There’s no way they’ll put up with not being able to combine shipping. When you think that far through this it doesn’t make sense. There’s gotta be a final approval of payment as opposed to an automated transaction as soon as you win an auction. And if that’s the case why do they need it linked and on file.. I haven’t tried to buy off eBay in some months so haven’t seen this.
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Post by jasoninsd on Jul 17, 2023 21:32:19 GMT -5
Ok...I did make an offer not that long ago and had to agree to the "pay it immediately" hoohah.
I had no issues. They charged exactly what I had offered, plus sales tax. That was last month. I won an auction after that, but didn't have an "auto" pay nail me. I had to pay for it like I normally do...
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Post by rockjunquie on Jul 17, 2023 21:40:12 GMT -5
Ok...I did make an offer not that long ago and had to agree to the "pay it immediately" hoohah. I had no issues. They charged exactly what I had offered, plus sales tax. That was last month. I won an auction after that, but didn't have an "auto" pay nail me. I had to pay for it like I normally do... This is different than the pay immediately. I don't mind that and do it all the time because I am still in charge of paying it myself. |
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Post by jasoninsd on Jul 17, 2023 21:47:38 GMT -5
Ok...I did make an offer not that long ago and had to agree to the "pay it immediately" hoohah. I had no issues. They charged exactly what I had offered, plus sales tax. That was last month. I won an auction after that, but didn't have an "auto" pay nail me. I had to pay for it like I normally do... This is different than the pay immediately. I don't mind that and do it all the time because I am still in charge of paying it myself. What you described in the original post is what I had to agree to on that "best offer" auction I got last month...I had to pick a payment method...then waited to see if the seller accepted the offer. They did, and it was an immediate automatic payment pulled from my debit card - via PayPal. I was just saying I won a "regular" auction after that one, and it wasn't an "auto pay" like it was on the best offer... |
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Post by rockjunquie on Jul 17, 2023 21:50:50 GMT -5
This is different than the pay immediately. I don't mind that and do it all the time because I am still in charge of paying it myself. What you described in the original post is what I had to agree to on that "best offer" auction I got last month...I had to pick a payment method...then waited to see if the seller accepted the offer. They did, and it was an immediate automatic payment pulled from my debit card - via PayPal. I was just saying I won a "regular" auction after that one, and it wasn't an "auto pay" like it was on the best offer... OK, gotcha. I thought you meant something else.
You know, I really just don't like agreeing to really vague BS when it comes to my money. They need to be more clear.
As to what khara is saying - I 100% agree with that aspect, too. I regularly buy from one seller to save on shipping. I think some sellers are are cutting off their own foot. |
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Post by jasoninsd on Jul 17, 2023 21:54:07 GMT -5
What you described in the original post is what I had to agree to on that "best offer" auction I got last month...I had to pick a payment method...then waited to see if the seller accepted the offer. They did, and it was an immediate automatic payment pulled from my debit card - via PayPal. I was just saying I won a "regular" auction after that one, and it wasn't an "auto pay" like it was on the best offer... OK, gotcha. I thought you meant something else.
You know, I really just don't like agreeing to really vague BS when it comes to my money. They need to be more clear.
As to what khara is saying - I 100% agree with that aspect, too. I regularly buy from one seller to save on shipping. I think some sellers are are cutting off their own foot. Yeah...I thought that was a very valid point. I'm positive I've thrown out an offer to combine two or more auctions in a deal combining all the auctions. That might be an option. I know that doesn't completely solve the "open box" dealio that a lot of sellers have...but it might be the only option going forward... |
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Post by stardiamond on Jul 19, 2023 12:17:39 GMT -5
An important part of my buying lapidary material is communication with the seller. Both parties can figure out how to make things work.
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Post by stardiamond on Dec 3, 2023 15:01:32 GMT -5
Recently, I've noticed that Paypal has an option for credit card payment. Not the one they sponsor, but a user's card. So now when I get a paypal invoice, I pay with my credit card through paypal since I get cash back for each purchase.
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