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Post by vegasjames on Oct 28, 2022 22:44:48 GMT -5
I d  on't know if you all heard this or not - PayPal has reinstated its $2,500 fine for "misinformation."
This was posted on Twitter yesterday 10-28-22, but you don't have to be a member to see it. I think I will love Elon Musk ow ning Twitter! He is already cleaning house!Posted on this the other day. It is not just Papal but also Venmo also owned by Paypal. And it does not go in to effect until November 3rd despite numerous lawsuits trying to block this.
People have been racing to close down their Paypal accounts, which is not good for the Paypal investors. Therefore, Paypal is doing what they can to block people from closing down their accounts. I read multiple examples of this on the Paypal message board yesterday. To close down your account you have to have no money in the account and no pending transactions. So Paypal is fraudulently claiming there are pending transactions or leaving a couple of dollars in the account so it cannot be closed.
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Post by vegasjames on Oct 28, 2022 22:46:51 GMT -5
rockpickerforever What are the alternatives to PayPal? Anyone? Seems to me most of the options are controlled by pretty much the same group of Woke billionaires. PP owns Venmo and most of the payment services seem to have interlinked corporate tentacles. I'm looking for one that operates fairly and independently. On the Paypal message board discussing this people are saying to use Zelle, Google or Apple pay.
Personally not so sure about Google with their history of censorship as well.
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Post by rockpickerforever on Oct 28, 2022 23:39:45 GMT -5
I d on't know if you all heard this or not - PayPal has reinstated its $2,500 fine for "misinformation."
This was posted on Twitter yesterday 10-28-22, but you don't have to be a member to see it. I think I will love Elon Musk ow ning Twitter! He is already cleaning house!Posted on this the other day. It is not just Papal but also Venmo also owned by Paypal. And it does not go in to effect until November 3rd despite numerous lawsuits trying to block this. People have been racing to close down their Paypal accounts, which is not good for the Paypal investors. Therefore, Paypal is doing what they can to block people from closing down their accounts. I read multiple examples of this on the Paypal message board yesterday. To close down your account you have to have no money in the account and no pending transactions. So Paypal is fraudulently claiming there are pending transactions or leaving a couple of dollars in the account so it cannot be closed.
James, I heard that, too. Not that I used the account a lot, but I closed mine down last month, when they "accidentally" let it slip what they were about to do, then quickly retracted it. Uh, no, thank you, I don't play those games. Was not given any grief about closing it. I had also asked for, and got, a confirmation number, in case they tried to say later that I never closed it. For whatever that's worth. There was a box to check during the process, to let them know I wanted all my information removed. They did email me a few days later, saying they were still processing it, then another saying they were done. I will probably never know if that truly happened or not. I never had a single issue with them, so far as them doing what I expected them to do. Maybe I just got lucky? If I had previously known they were going to go woke, I'd have never opened an account with them in the first place. Ba-Bye Paypal. |
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Post by rockpickerforever on Oct 29, 2022 0:31:32 GMT -5
rockpickerforever What are the alternatives to PayPal? Anyone? Seems to me most of the options are controlled by pretty much the same group of Woke billionaires. PP owns Venmo and most of the payment services seem to have interlinked corporate tentacles. I'm looking for one that operates fairly and independently. Rick, since I didn't sell things online, I did not need to accept payments. I only used it to purchase things (read - spend money), and a couple times sent money to Go Fund Me. I don't really know who is trustworthy these days. Looks like you got a couple of suggestions. I wish you luck. |
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Post by vegasjames on Oct 29, 2022 1:44:13 GMT -5
Posted on this the other day. It is not just Papal but also Venmo also owned by Paypal. And it does not go in to effect until November 3rd despite numerous lawsuits trying to block this. People have been racing to close down their Paypal accounts, which is not good for the Paypal investors. Therefore, Paypal is doing what they can to block people from closing down their accounts. I read multiple examples of this on the Paypal message board yesterday. To close down your account you have to have no money in the account and no pending transactions. So Paypal is fraudulently claiming there are pending transactions or leaving a couple of dollars in the account so it cannot be closed.
James, I heard that, too. Not that I used the account a lot, but I closed mine down last month, when they "accidentally" let it slip what they were about to do, then quickly retracted it. Uh, no, thank you, I don't play those games. Was not given any grief about closing it. I had also asked for, and got, a confirmation number, in case they tried to say later that I never closed it. For whatever that's worth. There was a box to check during the process, to let them know I wanted all my information removed. They did email me a few days later, saying they were still processing it, then another saying they were done. I will probably never know if that truly happened or not. I never had a single issue with them, so far as them doing what I expected them to do. Maybe I just got lucky? If I had previously known they were going to go woke, I'd have never opened an account with them in the first place. Ba-Bye Paypal. I think Paypal's blocking the closing of accounts is a new thing to artificially prop up its supposed still active user numbers. Here is a link to the message board i have been reading where various examples of this has been reported.
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gemfeller
Cave Dweller 
Member since June 2011
Posts: 4,059 
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Post by gemfeller on Oct 29, 2022 2:57:49 GMT -5
Thanks all for your input so far. I looked into Zelle ownership and am not encouraged. It's a joint operation under an umbrella corporation called Early Warning Services (EWS). It's owned jointly by Bank of America, PN Bank, Wells Fargo, BB&T, Capital One and JP Morgan Chase.
My wife and I just moved our business assets from B of A due to their highly unfriendly customer policies. And after an absolutely horrible past experience with Wells Fargo I swore to never do business with them again. Capital One is as Woke as can be, and I suspect Zelle will likely follow PP's lead if it's commercially viable.
I don' trust Google or Apple at all to not do the same at some future point. So I'll stick with PP at least until a better alternative comes along. My new bank offers credit card services and I'm going to look into that.
And I'm frankly confused by what PP means when it talks about "misinformation." Since it's a payment service the only "misinformation" I can think of would be in a PP customer's marketing methods that PP might consider inappropriate. That seems like a huge legal stretch to me, if true. But I'm not a lawyer.
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Post by vegasjames on Oct 29, 2022 10:31:03 GMT -5
Thanks all for your input so far. I looked into Zelle ownership and am not encouraged. It's a joint operation under an umbrella corporation called Early Warning Services (EWS). It's owned jointly by Bank of America, PN Bank, Wells Fargo, BB&T, Capital One and JP Morgan Chase. My wife and I just moved our business assets from B of A due to their highly unfriendly customer policies. And after an absolutely horrible past experience with Wells Fargo I swore to never do business with them again. Capital One is as Woke as can be, and I suspect Zelle will likely follow PP's lead if it's commercially viable. I don' trust Google or Apple at all to not do the same at some future point. So I'll stick with PP at least until a better alternative comes along. My new bank offers credit card services and I'm going to look into that. And I'm frankly confused by what PP means when it talks about "misinformation." Since it's a payment service the only "misinformation" I can think of would be in a PP customer's marketing methods that PP might consider inappropriate. That seems like a huge legal stretch to me, if true. But I'm not a lawyer. That is a big part of the problem. They do not define what is false or misleading in their opinion or who is to make that determination. It is like Facebook, who totally ignores proven science, yet if it does not fit their narrative then you get punished even if what you post is 100% factual but they fraudulently claim it is false. For example, I had posted a while back about hydroxychloroquine being proven effective for covid, which it has in over 100 studies. Of course Facebook deemed it false information and I was given the typical threats by Facebook. When they claimed it was false information and hid the post they did give a link to say why this was false information. So I clicked the link and the article was clearly written by a complete imbecile who did not even understand the basics of medicine or human pathophysiology. I looked at the citations they gave and all but 2 were propaganda sites, not medical sources. Only 2 of the citations were actual medical studies. So I pulled up both studies and read them both studies clearly concluded that hydroxychloroquine was in fact effective for covid and was a cheap treatment. So their own citations proved that it was Facebook that was disseminating the false information while calling the facts, even proven by their own medical citations as true, false because the facts did not fit their agenda. So who is going to be the fact police? This is not Paypal's job. And what happens when claims of false information are proven to actually true, such as in the numerous instances of Facebook fact checkers making claims proven factual claims are false? |
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Post by vegasjames on Oct 29, 2022 11:11:00 GMT -5
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Post by rockpickerforever on Oct 29, 2022 14:56:15 GMT -5
You are so right, vegasjames. They do their best to hide the rules, you have to really go hunting for them. If you do find them, they are extremely vague. And yet, they'll point the finger and penalize anyone that doesn't follow their rules?? And this part - "Provide false, inaccurate or misleading information;" According to whom?? Who makes that decision? Again, I'll say I got out while the getting was good. I hope they are subjected to many expensive lawsuits over this woke nonsense, and go bankrupt. I only wish there was an alternative to PP. |
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geoff59
spending too much on rocks
Member since October 2022
Posts: 288
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Post by geoff59 on Dec 23, 2022 19:44:49 GMT -5
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Post by rockjunquie on Dec 23, 2022 19:56:40 GMT -5
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Post by stardiamond on Dec 24, 2022 15:02:19 GMT -5
The intent was to provide revenue for the bills programs. It was not well thought out and stupid. These bills are loaded with stuff that isn't relevant to the purpose. Ullyses S. Grant promoted to general of the armies in new defense spending bill |
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Post by HankRocks on Dec 24, 2022 15:50:03 GMT -5
The intent was to provide revenue for the bills programs. It was not well thought out and stupid. These bills are loaded with stuff that isn't relevant to the purpose. Ullyses S. Grant promoted to general of the armies in new defense spending bill I like this line in the statement, " The delay creates a chance for lawmakers “to find a common-sense and permanent solution.”"Wait a minute, are we talking about the same bunch of lawmakers? "common sense" is not in their vocabulary!!! I personally think they will raise the annual limit well beyond the over-ambitious $600. Deciding or proving what is bill paying exchanges and what is profit would be(is going to be) a real headache. |
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Post by rockpickerforever on Dec 24, 2022 23:20:25 GMT -5
The intent was to provide revenue for the bills programs. It was not well thought out and stupid. These bills are loaded with stuff that isn't relevant to the purpose. Ullyses S. Grant promoted to general of the armies in new defense spending bill I like this line in the statement, " The delay creates a chance for lawmakers “to find a common-sense and permanent solution.”"Wait a minute, are we talking about the same bunch of lawmakers? "common sense" is not in their vocabulary!!! I personally think they will raise the annual limit well beyond the over-ambitious $600. Deciding or proving what is bill paying exchanges and what is profit would be(is going to be) a real headache. I read online that Americans on average cycle something like $61K through their bank accounts in a given year. Six hundred dollars? Yeah right. They will vacuum up everyone's private bank data, and, oops, make it public to criminals (oh, and the IRS as well) and other dastardly people. If the Feds don't get it, the criminals will for sure. Which is worse? |
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silverstallion
starting to spend too much on rocks
Member since September 2022
Posts: 109
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Post by silverstallion on Jan 29, 2023 19:21:08 GMT -5
Rant alert.
For anyone interested in an etsy stunt... I don't think this is new though (found links going back to 2020) they now purposefully add lower ratings to the results list on every single page. It doesn't matter if you have 300 5 star reviews, they will add that single 1 or 2 star to the front permanently.
I had a lengthy discussion with an etsy employee. I asked for a call back as a buyer, and asked to be transferred to a seller help manager. (They really made it hard for me to get across to anyone and practically told me I was wasting everyone's time). I waited 45 minutes for an employee to pick up the transferred call. (Heck I'd have waited 4h out of spite and screenshot it to display how poor service they give sellers). The woman whom answered was very ... robotic? She told me they ALWAYS place the least favourable reviews first to show every potential customer how sellers deal with the situation and then proceeded to tell me all reviews where in "chronological" order...
I pressed on and asked how this was "chronological" if a negative review from 1 year ago was appearing over my recent 5 stars; she replied the same speech over... and over again. I told her it must be nice to have a robotic job where you just get to read a speech off a piece of paper since she wasn't answering the questions asked. She finally spoke a few words out of her "reading" and went "well it's all we can say". I asked her why bigger companies didn't have this problem, I could point out several huge sellers which don't have a negative review posted to the front and do have some when looking though. She goes "well it's randomly chronological".
Seems to me like Etsy is just getting even more rotten then ever...
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Post by rockjunquie on Jan 29, 2023 21:16:06 GMT -5
Rant alert. For anyone interested in an etsy stunt... I don't think this is new though (found links going back to 2020) they now purposefully add lower ratings to the results list on every single page. It doesn't matter if you have 300 5 star reviews, they will add that single 1 or 2 star to the front permanently. I had a lengthy discussion with an etsy employee. I asked for a call back as a buyer, and asked to be transferred to a seller help manager. (They really made it hard for me to get across to anyone and practically told me I was wasting everyone's time). I waited 45 minutes for an employee to pick up the transferred call. (Heck I'd have waited 4h out of spite and screenshot it to display how poor service they give sellers). The woman whom answered was very ... robotic? She told me they ALWAYS place the least favourable reviews first to show every potential customer how sellers deal with the situation and then proceeded to tell me all reviews where in "chronological" order... I pressed on and asked how this was "chronological" if a negative review from 1 year ago was appearing over my recent 5 stars; she replied the same speech over... and over again. I told her it must be nice to have a robotic job where you just get to read a speech off a piece of paper since she wasn't answering the questions asked. She finally spoke a few words out of her "reading" and went "well it's all we can say". I asked her why bigger companies didn't have this problem, I could point out several huge sellers which don't have a negative review posted to the front and do have some when looking though. She goes "well it's randomly chronological". Seems to me like Etsy is just getting even more rotten then ever... That's messed up! I had to call them about a fraudulent shop. I came away from the call with zero faith that anything would be done about it. |
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Post by jasoninsd on Jan 29, 2023 22:47:35 GMT -5
Rant alert. For anyone interested in an etsy stunt... I don't think this is new though (found links going back to 2020) they now purposefully add lower ratings to the results list on every single page. It doesn't matter if you have 300 5 star reviews, they will add that single 1 or 2 star to the front permanently. I had a lengthy discussion with an etsy employee. I asked for a call back as a buyer, and asked to be transferred to a seller help manager. (They really made it hard for me to get across to anyone and practically told me I was wasting everyone's time). I waited 45 minutes for an employee to pick up the transferred call. (Heck I'd have waited 4h out of spite and screenshot it to display how poor service they give sellers). The woman whom answered was very ... robotic? She told me they ALWAYS place the least favourable reviews first to show every potential customer how sellers deal with the situation and then proceeded to tell me all reviews where in "chronological" order... I pressed on and asked how this was "chronological" if a negative review from 1 year ago was appearing over my recent 5 stars; she replied the same speech over... and over again. I told her it must be nice to have a robotic job where you just get to read a speech off a piece of paper since she wasn't answering the questions asked. She finally spoke a few words out of her "reading" and went "well it's all we can say". I asked her why bigger companies didn't have this problem, I could point out several huge sellers which don't have a negative review posted to the front and do have some when looking though. She goes "well it's randomly chronological". Seems to me like Etsy is just getting even more rotten then ever... Thank you for posting this...just another "ARGHHH" when it comes to Etsy... |
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silverstallion
starting to spend too much on rocks
Member since September 2022
Posts: 109
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Post by silverstallion on Jan 30, 2023 15:13:40 GMT -5
Rant alert. For anyone interested in an etsy stunt... I don't think this is new though (found links going back to 2020) they now purposefully add lower ratings to the results list on every single page. It doesn't matter if you have 300 5 star reviews, they will add that single 1 or 2 star to the front permanently. I had a lengthy discussion with an etsy employee. I asked for a call back as a buyer, and asked to be transferred to a seller help manager. (They really made it hard for me to get across to anyone and practically told me I was wasting everyone's time). I waited 45 minutes for an employee to pick up the transferred call. (Heck I'd have waited 4h out of spite and screenshot it to display how poor service they give sellers). The woman whom answered was very ... robotic? She told me they ALWAYS place the least favourable reviews first to show every potential customer how sellers deal with the situation and then proceeded to tell me all reviews where in "chronological" order... I pressed on and asked how this was "chronological" if a negative review from 1 year ago was appearing over my recent 5 stars; she replied the same speech over... and over again. I told her it must be nice to have a robotic job where you just get to read a speech off a piece of paper since she wasn't answering the questions asked. She finally spoke a few words out of her "reading" and went "well it's all we can say". I asked her why bigger companies didn't have this problem, I could point out several huge sellers which don't have a negative review posted to the front and do have some when looking though. She goes "well it's randomly chronological". Seems to me like Etsy is just getting even more rotten then ever... That's messed up! I had to call them about a fraudulent shop. I came away from the call with zero faith that anything would be done about it. Argh I get the feeling! I hand measure everything, it takes me hours to finish a batch of listings, I have some on the back burner to be uploaded since 8 months ago just because I want to have;
A) All stone details correct including weight and size
B) A wide variety of pictures so my customers can see everything including coloration and get a visual on size.
So when I get a negative review pop up, I do my best to fix the situation, certainly when it's because a buyer doesn't read the product description. Etsy was my only source of income for a short amount of time but with my new job at least I won't have to rely on it anymore!
Luckily I do have great customers; some of which I got to know personally through craft fairs, and organizing rock parties for people. (Think tupperwear parties but with rocks instead hihihi) I can't wait to find a better alternative then Etsy; currently testing Bonanza, let's see how that one works out!
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Post by MsAli on Mar 14, 2023 9:40:50 GMT -5
I'm so happy I closed my shop
"Etsy restores payment processing for some sellers affected by Silicon Valley Bank collapse"
Been reading from other sellers about this and how it's affecting them.not only that, but the number of people complaining of fraudulent listings using other people's photos and descriptions. The increase in garbage from overseas sellers. That is not homemade/crafted
So many pulling out.
I'm making a prediction either there is gonna be one hell of an overhaul or it's gonna fold.
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Post by rockjunquie on Mar 14, 2023 10:18:56 GMT -5
I'm so happy I closed my shop "Etsy restores payment processing for some sellers affected by Silicon Valley Bank collapse" Been reading from other sellers about this and how it's affecting them.not only that, but the number of people complaining of fraudulent listings using other people's photos and descriptions. The increase in garbage from overseas sellers. That is not homemade/crafted So many pulling out. I'm making a prediction either there is gonna be one hell of an overhaul or it's gonna fold. They got greedy as hell! |
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